Car Modifications: What Should You Know?
Modifying your car can be a thrilling way to showcase your personality and enhance the car’s performance. From upgrading alloy wheels to fine-tuning the engine or even fitting body kits. These modifications give car enthusiasts a chance to make their vehicles stand out. However, making changes to your car comes with considerations. Particularly regarding legality, safety, and insurance implications.
What qualifies as a modification?
A car modification is an alteration that changes the vehicle from its original factory specifications. While dramatic changes like vivid paint work or lowered suspensions are an obvious change, note that subtle changes count too. Such as adding parking sensors or phone kits.
The impact on car insurance
Insurance premiums are calculated based on risk, and modifications can affect this significantly. Performance upgrades, such as engine tuning or spoilers, could increase the chance of an accident. While cosmetic changes could make your car more attractive to thieves. Both scenarios typically result in higher premiums. On the other hand, modifications like parking sensors or advanced security systems can reduce risks. These may even lower your premium.
Failing to notify your insurer about modifications can invalidate your insurance entirely. This would leave you unprotected. This applies even to changes that seem minor or beneficial. Always report modifications as soon as they’re made, so you’re covered from the get-go. When renewing your policy, ensure any changes are disclosed too. Each insurer may have different definitions of what constitutes a modification.
Legal and practical considerations
Before making any changes, ensure they comply with current UK laws. Some alterations, like excessive exhaust noise or undercar lighting, could land you in trouble with the police. Especially if fitted incorrectly. Working with an approved dealer or specialist is crucial. They’ll ensure the modifications are safe, road-legal, and professionally installed.
Enjoying a personalised ride
Customising your car is a rewarding process, allowing you to blend functionality with style. Be sure to stay informed, adhere to the law, and keep your insurer in the loop. This way you can enjoy a personalised vehicle that’s as safe and practical as it is unique.
Car modifications at Vertu
Contact your local Vertu dealership for more information on modifications to your vehicle. For general maintenance and servicing, visit our page for more information on how we can help you today.