PCP (Personal Contract Purchase)
is a simple cost effective way to buy your new or nearly new vehicle.
You choose the vehicle, the deposit, how long you want the contract to run for and the mileage you intend to do. You will then receive a quote for fixed cost motoring for the length of the contract. At the end of the contract you have a choice to either buy the vehicle outright for an agreed lump sum (the Guaranteed Minimum Future Value or final balloon payment), or hand the vehicle back to the lender.
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Hire Purchase
Hire Purchase allows you to take ownership of a vehicle once all payments are made.
This is one of the most popular methods to buy a new vehicle. You pay an initial deposit, then pay off the balance in monthly payments over an agreed period of time, when the payments are complete the vehicle is yours.
One of the main benefits with Hire Purchase is the ability to buy a high value vehicle on monthly payments.
Hire Purchase allows you to tailor your finance package as deposit, length of time and monthly payments are all flexible.
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Business Contract Hire (BCH)
Initial rental of £3,894 +VAT followed by 47 monthly rentals of £649 +VAT. Based on 10,000* miles per annum.
We are a credit broker and not a lender. Finance is subject to status and finance company acceptance. We can introduce you to a limited number of lenders and their finance products. We will typically receive a commission from the lender, as either a fixed fee or a fixed percentage on the amount you borrow. The commission we earn does not change by the type of finance. A guarantee may be required. The finance rate will vary dependent of customer personal circumstances for in dealership purchases.
Offer includes complimentary home charger and standard installation. To be eligible, orders must be placed between 01.10.24 and 31.12.24. The promotion is exclusive to Jaguar/Land Rover Contract Hire transacted directly by Jaguar/Land Rover Retailers. Eligible nameplate offers are all Land Rover EV and PHEV models. If you wish to take up the 7KW home charger and standard installation offer, please sign the client consent agreement presented by the Retailer which gives Jaguar Contract Hire/Land Rover Contract Hire permission/consent to share your limited data with PodPoint: name, phone number, email address, vehicle make, model and what to do if you change your mind and want to opt out. At the start of the following week after the client consent agreements are received, Jaguar/Land Rover Contract Hire will review qualifying orders and client consent agreements to ensure they're eligible before sending securely to PodPoint. PodPoint will then email you within 2 working days from receipt of the client consent agreement with a unique link, which once accessed shows the detail of the 7KW home charger and standard installation offer.- If you change your mind, you can follow the details set out on the client consent agreement to remove your permission and your access to the offer. If you wish to add additional items to your order e.g. a cable bag, or if the installation goes beyond standard installation, you'll be presented with the additional costs to do so. Once finalised at checkout you'll need to arrange to pay PodPoint directly for these additional items. You will also need to sign up to the PodPoint terms & conditions. These terms and conditions are between PodPoint and you the client. Jaguar/Land Rover Contract Hire are not supplying the home charger, nor do they have any responsibility or liability for its installation or performance. PodPoint will arrange a convenient date for installation at your home address. Before going ahead, you must have authority to arrange installation at your main residence. It's also important to check your residence is suitable for a charge point to be installed. Signed consent forms must be received by 31st January 2025.
All trading companies are subsidiaries of Vertu Motors plc. Company registration number 05984855. VAT Registration number 902737238 Registered office for all group companies: Vertu House, Fifth Avenue Business Park, Team Valley, Gateshead, NE11 0XA
Lease
Personal contract hire is very similar to normal contract hire but is exclusively for private individuals. This is one of the most common forms of leasing.
With a personal contract hire agreement you take control of a vehicle for a contractual period - usually referred to as the 'lease period'. You will make fixed monthly payments for the duration of the contract - when the contract expires you will simply return the vehicle and take out a new personal contract hire lease. PCH means you never have to worry about resale values of your vehicle.
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